Minimum Required Insurance:
Commercial General Liability Insurance
- $1,000,000 per Occurrence/ $2,000,000 Aggregate, with no exclusions for Athletic Participants
- $2,000,000 Products and Completed Operations
- $1,000,000 Personal and Advertising Injury
- $100,000 Fire Damage
- $10,000 Medical Expense
Umbrella/Excess Insurance
- General Use $1 million each Occurrence and Aggregate. Umbrella/Excess coverage shall be on a follow-form basis or provide broader coverage over the required General Liability coverages.
- Organized Athletic Leagues $3 million each Occurrence and Aggregate. Umbrella/Excess coverage shall be on a follow-form basis or provide broader coverage over the required General Liability coverages.
- Athletic/Recreational Camps $5 million each Occurrence and Aggregate. Umbrella/Excess coverage shall be on a follow-form basis or provide broader coverage over the required General Liability coverages.
- Carnivals and Firework Displays, etc. $10 million each Occurrence and Aggregate. Umbrella/Excess coverage shall be on a follow-form basis or provide broader coverage over the required General Liability coverages.
Other coverages that may be required:
Automobile Liability (When an organization’s vehicle is brought onsite) $1,000,000 combined single limit for owned, hired, borrowed and non-owned motor vehicles.
Workers' Compensation and NYS Disability Insurance (For Organizations With Employees) Statutory Workers' Compensation (C-105.2 or U-26.3); and NYS Disability Insurance (DB120.1) for all employees. Proof of coverage must be on the approved specific form, as required by the New York State Workers’ Compensation Board. ACORD certificates are not acceptable. A person seeking an exemption must file a CE-200 Form with the state. The form can be completed and submitted directly to the WC Board online.
The Blind Brook-Rye UFSD must be listed as an “Additional Insured” on the certificate of insurance.
The address must be written as follows:
Blind Brook Union Free School District
390 North Ridge Street,
Rye Brook, NY 10573